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What we cover

Cyber Insurance:
Your digital bodyguard.

Cyber Insurance

The Lowdown

Digital break-ins are the new “smashed windows.” If you’re hacked or a virus locks your files, Cyber Insurance pays for the tech experts to fix it, the legal fees, and the costs of notifying your customers.
Cyber Insurance

What it protects against

Data breaches, ransomware attacks, and business downtime caused by a hack.

Who Needs It

FAQs

I have an IT guy/antivirus. Why do I need insurance?

Antivirus is like a lock on the door; Cyber Insurance is the “break-in” protection. Even with great security, human error (like clicking a phishing link) can let hackers in.
We pay for the cleanup.

Usually a business email compromise (someone pretending to be you to get an invoice paid) or ransomware that locks your files until you pay a fee.

Proof that we’ve got your back.

ExcellentGoogle star 1Google star 2Google star 3Google star 4Google star 55.041 reviews
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Excellent41 reviews

© 2026 Luma Insurance. All rights reserved.

Luma Insurance is a trading name of Brunswick Enterprises Pty Ltd. CAR No. 001315571 of General Insurance Brokers of Australia Pty Ltd (AFSL 342546).

Information on this website is factual and general advice only. It does not take into account your objectives, financial situation or needs. Before acting, you should consider whether it is appropriate in light of your circumstances and read the relevant Product Disclosure Statement (PDS).

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