The Gig is On
(But Your Broker Tax is Off)
Your Premiums are Exorbitant. We Think That’s Rubbish.
You’re a live music venue – a pub, a dedicated gig space, the heart of your local scene. You’re under threat from the cost of living, people drinking less, licensing laws and a million other pressures.
The last thing you need is your insurance broker taking a “lazy renewal” that costs you tens of thousands in hidden commissions.
Public Liability is the Killer.
We are the Antidote.
We know Public Liability cover has become unaffordable since Covid. It’s a specialised, tough market, and most brokers are happy to have an excuse to pass on high premiums as they earn more! Crazy huh?
At Luma, we don’t take commissions that financially incentivise us to sell you high premiums. We charge a fixed fee, so we are motivated to get you what you want – the right cover at the lowest price. We are music lovers and have a specific focus on keeping venues alive by stripping out the jargon and the fat that inflates your premium.
The Luma
Music Venue Stats
- We have insured over 50 Australian music venues just like yours.
- We have saved each venue, on average, $33,000 versus their previous year’s spend.
- For many venues, this wasn't just a "saving"— it was the reason the doors stayed open.
We Get the Cover You Actually Need
(and Nothing Else)
We break down the complexities of your core risk in plain English, so you can choose the cover that makes sense:
Property & Contents
For your stage, PA, and everything else that makes the venue rock.
Public Liability
Essential to keep the band on stage and the punters on the floor.
Business Interruption
To keep the lights on if the unexpected happens and the show can't go on.
Stop Overpaying.
Let’s Get Your Premium Down.
We don’t do hard sells. We do transparent advice. We won’t take commissions that drive premiums up. Invariably, we will get your premium lower.
You’ve got a business to run and a scene to support. Let us handle the insurance headache.
Ready to get a quote that makes sense?