What we coverManagement Liability:
Management Liability:
Safety for the decision-makers
The Lowdown
Running a company is risky. This protects the directors and the business itself from “people” problems—like unfair dismissal claims, OH&S fines, or allegations of corporate misconduct.
What It Protects Against
Legal costs for employment disputes, statutory fines, and personal liability for directors.
FAQs
Can't I just be sued as a company, not a person?
Not always. In Australia, directors can be held personally liable for things like OH&S breaches or unpaid taxes. This insurance protects your personal assets (like your house) from being part of the settlement.
Does this cover me if I fire someone?
It covers the legal costs if that employee sues for “unfair dismissal” or “wrongful termination.” It’s a must-have for anyone with a team.