What we coverProduct Liability:
Product Liability:
For when your "goods" go bad
The Lowdown
If a product you sell, grow, or repair causes someone an injury or damages their property, you could be held responsible. This cover steps in to handle the claims so one faulty batch doesn’t sink your ship. (Psst… this usually bundles perfectly with Public Liability!)
What it protects against
Faulty products, food poisoning, or property damage caused by a product you supplied.
FAQs
I didn't manufacture the product, I just sold it. Am I still liable?
In Australia, yes. If the original manufacturer can’t be found or is overseas, the buck often stops with the person who sold it. This cover ensures you aren’t left holding the bill for someone else’s factory error.
Does this cover me if a customer just doesn't like what I sold them?
Sadly, no. That’s just a “bad review.” This cover is for when a product causes actual injury or property damage.