What we coverTools & Equipment Insurance:
Tools & Equipment Insurance:
Because gear doesn't replace itself
The Lowdown
A tradie without tools is just a guy standing around. This cover (also called General Property) pays to replace your specialised gear if it’s stolen from your ute or damaged in a mishap, anywhere in Australia.
What it protects against
Theft of tools, loss of equipment, and accidental damage while on the go.
FAQs
Does this cover my tools if I leave them on-site overnight?
Yes, as long as they were secured!
Most policies require “forcible entry”—meaning if you left them out in the open, it’s a no, but if someone breaks into your locked toolbox or shed, you’re golden.
Is there a limit on how much I can claim per tool?
Some policies have a “per item” limit (e.g., $2,500).
If you have a really expensive piece of specialised kit, just let us know so we can list it specifically.